Protect your four-legged friends

Protect your four-legged friends

John Lewis Insurance

Adam Taylor

Web Manager, John Lewis Insurance

The UK is a nation of pet lovers and many people treat their cats and dogs as part of the family.

So when your pet gets sick or injured it can be heartbreaking, especially if you're faced with a vet bill that you can't really afford. And that's where pet insurance can help.

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Why do I need pet insurance?

Pet insurance provides financial protection if your pet becomes ill or has an accident. It can pay for things like trips to the vet for consultations, X-rays, surgical procedures and medication.

The cost of vet bills is increasing and pet insurance could be the best way to protect yourself against unforeseen expenses, particularly as your cat or dog gets older.

 
 

Before you buy pet insurance, think about the potential costs you might have to pay for vet treatment. We offer three levels of cover for vet fees

John Lewis Insurance

 

How much cover do I need?

Before you buy pet insurance, think about the potential costs you might have to pay for vet treatment. The amount will vary according to the type of cat or dog you have – certain breeds are more susceptible to specific illnesses for example.

We offer three levels of cover for vet fees:

  • £3,000 per year
  • £7,500 per year
  • £12,000 per year

This may sound like a lot of money, but vet bills can quickly mount up if your pet requires ongoing treatment.

What type of cover can I take out?

There are three main types of pet insurance policy available and you should look carefully at each before purchasing. Some policies may appear cheap, but if your pet develops a long-term illness you might not be covered.

  • Time limited cover lets you claim up to a certain amount for each condition and is covered for 12 months, usually from the first date of treatment. If your pet's condition costs more than the limit or lasts longer than 12 months, your cover will end.
  • Individual condition cover lets you claim up to a certain amount for each condition. A long-term condition may well go over this limit.
  • Long term cover means that if your pet develops an illness that the policy covers, you can claim for that condition, until your policy limit is reached, every year, as long as you're insured and your premiums are paid.

What are the benefits of John Lewis Pet Insurance?

Long Term Cover

John Lewis Pet Insurance offers Long Term Cover for your cat or dog. This means that if your dog gets arthritis for example, you'll be covered each time they need treatment up to your chosen vet fee limit each year, as long as you renew your policy and your premiums are up to date.

vetfone service

vetfone is a freephone 24 hour service offering expert advice and support about anything to do with your pets. The experienced and fully trained vet nurses can answer questions about cats, dogs and all other household pets.

Cover from eight weeks old

You can buy Pet Insurance for your cat or dog as soon as they're over eight weeks old and there's no upper age limit for vet fees.

Accidental Damage Cover

Don't worry if your pet causes accidental damage to someone else's property, with John Lewis Pet Insurance you could be covered for the repair costs even if you're not legally liable.

Treatment food

With John Lewis Pet Insurance, if your vet recommends a special diet in order to treat a condition you're covered for, you could claim for up to £250 towards the cost of food.

Click here to visit John Lewis Pet Insurance
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Terms, conditions, limitations, exclusions and eligibility criteria apply.

John Lewis Insurance is a trading name of John Lewis plc. Registered office: 171 Victoria Street, London SW1E 5NN. Registered in England (No. 233462). John Lewis plc is an appointed representative of Royal & Sun Alliance Insurance plc. John Lewis Pet Insurance is underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England and Wales at St. Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.