Sofa Reuse Service

Hitatchi Personal Finance - Spread the cost of your purchase

Whether you're renovating, replacing or decorating your new home, at Hitachi Personal Finance we understand that when it comes to your home every penny counts. That's why we're offering affordable and flexible Interest Free Credit to customers making larger purchases in John Lewis shops.

Key facts

Our simple payment plan allows you to spread the cost of your purchase over 1 or 2 years, all we require is:

  • A spend of £1,000 and above
  • A minimum deposit of 10% on all furniture and floor coverings, or 20% on fitted bedrooms, bathrooms and kitchens

You can purchase Interest Free Credit on all furniture*, fitted bedrooms, bathrooms and kitchens**, including large home appliances when they are being installed in a new kitchen supplied and fitted by us. It's also available on floor coverings, garden furniture and garden buildings.

You'll need to arrange your payment plan at the John Lewis shop which will be organising delivery of your goods.

Your monthly payment will begin 4 to 8 weeks after purchase depending on the delivery time we quote you.

There are no arrangement fees or hidden extras.

If you wish, you can settle any outstanding amount on your balance early without penalty.

 

How long is the repayment period?

 
Years Amounts
1 year £1,000 to £2,999
2 years £3,000+
 

0% APR representative, subject to status and terms and conditions apply

 

Ready to apply?

To find out more, or to purchase Interest Free Credit, speak to one of our Partners in store.

 
 
 

Small print

 

Not all products shown available to purchase on Interest Free Credit

* / ** ID may be required for the loan application and acceptance is subject to status.

Terms and conditions

1. To qualify you need to spend a minimum of £1,000. 2. Repayment period is 1 year for purchases from £1,000 to £2,999 and either 1 year or 2 years for £3,000 plus. 3. A minimum deposit of 10% on furniture and floor coverings or 20% on fitted bedrooms, bathrooms and kitchens will be taken. 4. Monthly payment begins 4-8 weeks after you purchase depending on the delivery time quoted. 5. 0% APR representative subject to status. 6. Interest free credit is available on indoor and outdoor furniture, fitted bedrooms, kitchens and bathrooms, and on floor coverings. Offer excludes Nursery furniture. 7. ID may be required for the loan application and acceptance is subject to status. 8. Credit provided by Hitachi Capital (UK) PLC trading as Hitachi Capital Consumer Finance, 2 Apex View, Leeds, LS11 9BH. Authorised and regulated by the Financial Conduct Authority.

For more information, please call one of our shops.