Terms and conditions for Interest Free Credit (0% representative APR). Interest Free Credit is available on Samsung Galaxy S8 or Samsung Galaxy S8 Plus smartphone in store or by calling 0345 606 5019, 8am - 8pm Monday-Friday, 8am - 6.30pm on Saturday and 10am - 6pm on Sunday, with a minimum deposit of 10% required. Offer available until 23/11/2017. ID may be required for the loan application and acceptance is subject to status. John Lewis PLC, 171 Victoria Street, London SW1E 5NN, is a Credit Broker (regulated by the Financial Conduct Authority licence number 724309) for the purpose of introducing the credit provided by the lender Hitachi Capital (UK) PLC trading as Hitachi Capital Consumer Finance (HCCF), 2 Apex View, Leeds LS11 9BH. (HCCF are regulated by the Financial Conduct Authority number 449753). John Lewis does not receive a commission from HCCF and do not have arrangements with any other lenders in relation to the Interest Free Credit. We also do not accept applications at John Lewis Heathrow or St Pancras International. If you’re buying in store, you’ll need to arrange your Interest Free Credit at the same John Lewis shop that’s organising your delivery.