The perfect cot for peaceful nights. The roomiest dresser. The buggy that lets you both take every walk in your stride. A little person needs a lot and we're happy to lend a hand with preparations.

To make things even easier, we offer Interest Free Credit on most nursery purchases except clothes. Spend £1,000 or more (up to £25,000) at one time in our shops.

Our Nursery Partners are also here to guide you through your journey into parenthood. They can answer your questions on our range, discuss your needs and options, and help you create your checklist. Find out about our Nursery Advice Service here.


We’re offering Interest Free Credit when you spend just £1000* or more on furniture, carpets, curtains or blinds and selected nursery products, including prams and car seats.


*Subject to status. Terms and conditions apply. 


Key facts

Take baby steps when you pay too. You can spread the cost over 12 months for purchases of £500 or more (£1,000 from 13 June), or up to 24 months for purchases of £3,000 or more, with a 10% minimum deposit. You must purchase all eligible products at one time.

Our 0% representative APR applies on newborn essentials like furniture, prams and car seats, plus must-haves like pushchairs as your child grows. 

Speak to a Partner in store to apply or find out more. If you've decided what you'd like to buy, you can also arrange your payment plan and order items over the phone; call 01698 545 112 .

How long is the repayment period?

Years Amounts
1 year £500 (£1,000 from 13 June) to £2,999
2 years £3,000+

Ready to apply?

You can arrange your payment plan and order certain items over the phone*; call 01698 545 112 .

If you visit our shops, you'll need to arrange your payment plan with the John Lewis & Partners shop that’s organising delivery of your goods. To find out more, or to apply for Interest Free Credit, speak to one of our Partners in store wherever we have a Nursery department.

*Calls answered Monday -Friday 8am-8pm, Saturday 8am-6.30pm, Sunday 10am-6pm.


For us to consider your application, we’ll need you to:

  • be 18 or over
  • a UK resident for more than 12 months
  • have your own personal bank account from which we can take a direct debit
  • have an email address (so that we can send you credit agreement documentation)
  • be employed, self-employed, retired or in receipt of disability allowance. If you’re not working, we’ll need a cohabiting spouse or partner who can provide employment details
  • provide a minimum 10% deposit 

How else can we help?

We offer Interest Free Credit on home furnishings too, and there are also occasional, limited interest free credit offers on electricals and technology - find out more here. For fitted kitchens and bathrooms, we offer a Fitted Furniture Payment Plan

Discover a range of other financial products from John Lewis Finance , including Travel, Home and Pet Insurance, International Payments, foreign currency and our credit card, the Partnership card. 

Payment tables

Product price 10%
12 monthly
24 monthly
£600* £60 £45 n/a £600
£800* £80 £60 n/a £800
£1,000 £100 £75 n/a £1,000
£1,400 £140 £105 n/a £1,400
£1,600 £160 £120 n/a £1,600
£2,000 £200 £150 n/a £2,000
£2,400 £240 £180 n/a £2,400
£2,600 £260 £195 n/a £2,600
£3,000 £300 £225 £113 £3,000
£3,400 £340 £255 £128 £3,400
£3,600 £360 £270 £135 £3,600
£4,000 £400 £300 £150 £4,000
£4,500 £450 £338 £169 £4,500
£5,000 £500 £375 £188 £5,000
£6,000 £600 £450 £225 £6,000
£8,000 £800 £600 £300 £8,000
£10,000 £1,000 £750 £375 £10,000
£15,000 £1,500 £1,125 £563 £15,000
£20,000 £2,000 £1,500 £750 £20,000
£25,000 £2,500 £1,875 £938 £25,000

*Promotional offer only until 3 June 2019. Terms and conditions apply, subject to status.

Terms & conditions for Interest Free Credit on Nursery (0% Representative APR)

To qualify for the Interest Free Credit you need to spend a minimum of £500 (£1,000 from 13 June 2019) up to a maximum of £25,000. Repayments are monthly and repayment periods are 1 year for purchases from £1,000 to £2,999, or your choice of either 1 year or 2 years for purchases of £3,000 or more made at one time.

Interest Free Credit is available on selected Nursery products in store or by calling 01698 545 112 8am - 8pm Monday-Friday, 8am - 6.30pm on Saturday and 10am - 6pm on Sunday, with a minimum deposit of 10% required.  ID may be required for the loan application and acceptance is subject to status.

John Lewis PLC, 171 Victoria Street, London SW1E 5NN, is a Credit Broker (Register no. 724309) for the purpose of introducing the credit provided by the lender Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC (Register no. 704348). Both are authorised and regulated by the Financial Conduct Authority.

We also cannot accept applications at John Lewis & Partners Heathrow or St Pancras International. If you’re buying in store, you’ll need to arrange your Interest Free Credit at the same John Lewis & Partners shop that’s organising your delivery.

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