John Lewis Money insurance

Home, car and pet insurance for the life you love
Cosy family living room with three people on sofas and armchair, cat resting beside man, warm light
Cosy living room scene with three adults chatting on sofas, a cat on a lap, warm evening sunlight through windows

John Lewis Money insurance

Our range of insurance can help you to protect the home you love, the car you rely on and those precious paws.

Fluffy white and tabby cat lounging on a brown sofa while an owner strokes it in a cosy living room setting

Home insurance

Protect the home you love with Bronze, Silver or Gold cover.

Red-haired man leaning on open car door against terracotta wall, urban street scene with vehicle interior visible

Car insurance

Choose from two levels of Comprehensive cover, plus optional extensions and add-ons.

Person holding a small Shih Tzu dog on a lead, outdoor pet portrait with glossy black reflective background

Pet insurance

Up to £12,000 towards vet fees each year for every insured pet, and 24/7 access to vetfone™.

Insurance is subject to terms and conditions. Terms policy limits and exclusions apply. John Lewis Pet Insurance is arranged, administered and underwritten by Pinnacle Insurance Ltd.

Other insurance products

Person lounging on a green sofa in blue socks, beside an abstract canvas painting in a cosy living room.

Specialist home insurance

Explore our home insurance cover for high-value properties, brought to you with our specialist provider Covea Insurance.

Hand plugging electric car charging cable into wall-mounted home EV charger, close-up by exterior window

Hybrid and EV car insurance

John Lewis Money Car Insurance covers both electric and hybrid electric vehicles without needing specialist policies.  

Golden retriever running on sandy beach beside person holding a stick, with calm sea and blue sky backdrop

Pet lifetime cover

Our cat and dog policies are available as lifetime policies when you renew with no break in cover.

Defaqto 2026 Expert Rated logo with five orange stars on a white background and purple border

Our insurance products are highly rated on Defaqto

  • 5-star rated home insurance Gold and Silver policies

  • 5-star rated Premier car insurance cover

  • 5-star rated dog and cat insurance for vet fee limits of £5k, £7.5k, £9k and £12k

John Lewis Money

Regulatory and legal information

John Lewis Money, John Lewis Finance, John Lewis Insurance and John Lewis & Partners are all trading names of John Lewis plc.

 

Home Insurance

 

Bronze / Silver / Gold insurance cover

 

John Lewis Money Home Insurance is a trading name of John Lewis Finance Limited. Registered in England and Wales company number 15785347. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. John Lewis Finance Limited is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 1018169).

 

Pay monthly option for your home insurance is under a contract with Premium Credit Limited (a company registered in England and Wales with company number 02015200 whose registered office is at Ermyn House, Ermyn Way, Leatherhead, KT22 8UX). John Lewis Finance Limited acts as a credit broker when introducing you to Premium Credit Limited, not a lender. Premium Credit Limited will pay John Lewis Finance Limited a commission if your credit application is successful.

 

Home Emergency and Home Legal Expenses cover is underwritten by ARAG Legal Expenses Insurance Company Limited a company registered in England and Wales (company number: 103274) (FCA number 202106) having its registered office at Unit 4a Greenway Court, Bedwas, Caerphilly, Wales, CF83 8DW.

 

John Lewis plc is an appointed representative for John Lewis Finance Limited for insurance distribution and credit broking and registered with the Financial Conduct Authority (Firm Reference Number: 416011). Registered in England and Wales company number 233462. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ.

 

Covéa Insurance plc – our Specialist Home Insurance cover

 

John Lewis plc is an appointed representative (firm reference number: 416011) of Covéa Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (firm reference number: 202277).

 

John Lewis Specialist Home Insurance is underwritten by Covéa Insurance plc. Registered Office: A & B Mills, Dean Clough, Halifax, HX3 5AX. Registered in England and Wales. Company Number 613259.

 

Pet Insurance

 

John Lewis Money and John Lewis Finance are trading names of John Lewis plc. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. Registered in England and Wales (company number: 233462).

John Lewis Plc is an introducer appointed representative of Pinnacle Insurance Ltd which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered Office: 4th Floor, Limelight, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH. John Lewis Pet Insurance is a trading style of and arranged, administered & underwritten by Pinnacle Insurance Ltd. John Lewis Plc and Pinnacle Insurance Ltd are not part of the same corporate group.

 

Car Insurance

 

John Lewis Money Car Insurance is a trading name of John Lewis Finance Limited. Registered in England No. 15785347. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ. John Lewis Finance Limited is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 1018169).

 

John Lewis plc. is an appointed representative for John Lewis Finance Limited for insurance distribution and credit broking. registered with the Financial Conduct Authority (Firm Reference Number: 416011). Registered in England No. 233462. Registered office: 1 Drummond Gate, Pimlico, London SW1V 2QQ.