INTEREST FREE CREDIT ON SELECTED TECH AND APPLIANCES
You can spread the cost over 12, 18 or 24 months on selected electrical or technology products. This gives you an affordable way to manage your repayments, with 0% representative APR and no arrangement fees or hidden extras. A minimum deposit of 10% is required.
Interest Free Credit is available when you spend at least £400 or more (up to a maximum of £25,000) on any Electrical or Tech product marked as qualifying for Interest Free Credit (will state 0% APR representative and the qualifying period, such as 12 months). Minimum prices will vary depending on the product.
How long is the repayment period?
|12, 18 or 24||£400 to £25,000|
Check monthly payment schedule for borrowing
(A minimum deposit of 10% is required)
Ready to apply?
If you visit our shops, you'll need to arrange your payment plan with the John Lewis & Partners shop that’s organising delivery of your goods. To find out more, or to apply for Interest Free Credit, speak to one of our Partners in store (except John Lewis & Partners Heathrow or St Pancras International).
We offer Interest Free Credit (0% representative APR) when you spend at least £400 or more (up to £25,000) on selected products. Minimum prices will vary depending on product.
The table below shows the minimum deposit and monthly repayments you’d pay when you purchase qualifying electrical items:
Terms and conditions apply, subject to status.
For us to consider your application, we’ll need you to:
- be 18 or over
- a UK resident for more than 12 months
- have your own personal bank account from which we can take a direct debit
- have an email address (so that we can send you credit agreement documentation)
- be employed, self-employed, retired or in receipt of disability allowance. If you’re not working, we’ll need a cohabiting spouse or partner who can provide employment details
How else can we help?
We offer a range of other financial products, from Travel, Home and Pet Insurance to International Payments and our credit card, the Partnership Card.
Visit John Lewis Finance to find out more.
We also offer Interest Free Credit on home furnishings and nursery products when you spend over £1000. For fitted kitchens and bathrooms, we offer a Fitted Furniture Payment Plan.
Terms & conditions for Interest Free Credit on Electricals (0% Representative APR
To qualify for the Interest Free Credit you need to spend a minimum of £1,000 up to a maximum of £25,000. Repayments are monthly and repayment periods are 1 year for purchases from £1,000 to £2,999, or your choice of either 1 year or 2 years for purchases of £3,000 or more made at one time.
Interest Free Credit is available on selected Electrical products in store or by calling 01698 545 112 8am - 8pm Monday-Friday, 8am - 6.30pm on Saturday and 10am - 6pm on Sunday, with a minimum deposit of 10% required. ID may be required for the loan application and acceptance is subject to status.
John Lewis PLC, 171 Victoria Street, London SW1E 5NN, is a Credit Broker (Register no. 724309) for the purpose of introducing the credit provided by the lender Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC (Register no. 704348). Both are authorised and regulated by the Financial Conduct Authority.
We also cannot accept applications at John Lewis Heathrow or St Pancras International. If you’re buying in store, you’ll need to arrange your Interest Free Credit at the same John Lewis shop that’s organising your delivery.