Apple IFC Plan

INTEREST FREE CREDIT

APPLE PAYMENT PLAN

Payment Plans help spread the cost on some of your favourite products into more manageable monthly payments at highly competitive rates.

They’re available on selected Apple products.

Update your iPhone or iPad, treat yourself to a new Apple Watch, or improve your performance with the latest MacBook. To apply, simply bring your ID and proof of address to one of our shops; choose your Apple product and Payment Plan; and pay a 10% deposit.

In-store purchases only; 24, 36 and 48 monthly payments with a 14.9% APR representative.

Monthly repayment example options are shown in the payment plan below. Speak to a Partner in store for more details.

Am I eligible to apply?

For us to consider your application, you need to:

  • be 18 or over
  • a UK resident for more than 12 months
  • have your own personal bank account from which we can take a Direct Debit
  • have an email address (to have your credit agreement sent to)
  • be employed, self-employed, retired or in receipt of disability allowance. If you’re not working, we’ll need a cohabiting spouse or partner who can provide employment details

How else can we help?

We offer a range of other financial products, from Travel, Home and Pet Insurance to International Payments and our credit card, the Partnership Card. Visit John Lewis Finance to find out more.

We also offer:

What are the Apple Payment Plan examples?

Product price 10% deposit Loan amount 24 monthly payments Interest payable Total payable
£499 £49.90 £449.10 £21.56 £68.25 £567.25
£999 £99.90 £899.10 £43.16 £136.63 £1,135.63
£1,999 £199.90 £1,799.10 £86.36 £273.41 £2,272.41
£4,999 £499.90 £4,499.10 £215.95 £683.72 £5,682.72

24 monthly payments

14.9% APR representative, Subject to status & affordability.  A minimum deposit of 10% is required. Terms and conditions apply (see below).

 

Product price 10% deposit Loan amount 36 monthly payments Interest payable Total payable
£499.00 £49.90 £449.10 £15.34 £103.23 £602.23
£999.00 £99.90 £899.10 £30.72 £206.67 £1,205.67
£1,999.00 £199.90 £1,799.10 £61.46 £413.56 £2,412.56
£4,999.00 £499.90 £4,499.10 £153.70 £1,034.20 £6,033.20

36 monthly payments

14.9% APR representative, Subject to status & affordability.  A minimum deposit of 10% is required. Terms and conditions apply.

Product price 10% deposit Loan amount 48 monthly payments Interest payable Total payable
£499.00 £49.90 £449.10 £12.27 £139.65 £638.65
£999.00 £99.90 £899.10 £24.56 £279.57 £1,278.57
£1,999.00 £199.90 £1,799.10 £49.14 £559.42 £2,558.42
£4,999.00 £499.90 £4,499.10 £122.88 £1,398.98 £6,397.98

48 monthly payments

14.9% APR representative, Subject to status & affordability.  A minimum deposit of 10% is required. Terms and conditions apply.

Terms and Conditions for Apple Payment Plan

  • To qualify for an Apple Payment Plan you need to spend up to £8,000 on all Apple products.
  • Repayments are monthly over 24, 36 or 48 months.
  • Apple Payment Plan is only available in store with a minimum deposit of 10% required.
  • ID may be required for the loan application and acceptance is Subject to status & affordability.
  • John Lewis & Partners PLC, 171 Victoria Street, London SW1E 5NN, is a Credit Broker (regulated by the Financial Conduct Authority licence number 724309) for the purpose of introducing the credit provided by the lender Hitachi Capital (UK) PLC trading as Hitachi Capital Consumer Finance (HCCF), 2 Apex View, Leeds LS11 9BH. (HCCF are regulated by the Financial Conduct Authority number 449753).